kereta ialah liability. kereta bukan aset. kenapa?
sebab liability ialah belian secara hire-purchase yang akhirnya value kereta tu akan menurun dan semakin menurun kalau penah eksiden. kereta ni tak macam rumah, di mana nilai hartanah meningkat, nak-nak kalau lokasi hartanah tu sangat-sangat strategik.
pendek kata, liability secara konsepnya ialah pemilikan harta yang kurang berbaloi sebagai pelaburan.
sehubungan itu, sebagai orang muda, antara faktor yang perlu diambil kira dalam memilih kereta untuk dijadikan liability, dalam contoh ni, untuk dibeli lah include these:
1. the typical factors of design, size, branding, price, kemampuan downpayment, loan approve dan bayar bulan-bulan. money play very important role for this.
2. performance, stability, features, petrol dan kehendak bukan keperluan. yang ni please pegi test-drive? kenapa? sebab nak biasakan handling system n to confirm what you want is what you get. don't worry lah. kalau ada duit, semua boleh dapat. tip-top as per your budget. wah gituuu.
3. dis factor is i felt quite ridiculous, key? the second value of the car. why? because people nowadays tend to drag the installment years, up to the maximum. latest i knew, government servants boleh buat sampai 10 tahun, whilst others only up to 9. tu tak masuk dengan skipping payment, atau kete hampir-hampir kene tarik sebab tak bayar bank. yedak?
maybe like most people gonna have this one car until they finished paying installments n dah malas nak buat loan baru to buy new car. or perhaps, orang yang family besar akan beli kereta lebih besar eg. mpv for comfortability in the future but that is other story. ehem.
berbalik kepada point tadi, just go for a better value for money car, rather than fikirkan second value. go choose one yang baik in your budget in order to have your own car. because car is like second home. you spend most of your time in the day, in your car.
account tips to buy one is beli during raya puasa promotions. selalunya ada rebate n macam-macam free gift. go bargain for free tinted sebab tint is quite expensive n biasanya yang free gift tu come in good quality. another one, try to buy di hujung tahun. ada satu account trick di situ, but later la tu. hoho..
ok la. good luck memilih kereta! :)
sebab liability ialah belian secara hire-purchase yang akhirnya value kereta tu akan menurun dan semakin menurun kalau penah eksiden. kereta ni tak macam rumah, di mana nilai hartanah meningkat, nak-nak kalau lokasi hartanah tu sangat-sangat strategik.
pendek kata, liability secara konsepnya ialah pemilikan harta yang kurang berbaloi sebagai pelaburan.
sehubungan itu, sebagai orang muda, antara faktor yang perlu diambil kira dalam memilih kereta untuk dijadikan liability, dalam contoh ni, untuk dibeli lah include these:
1. the typical factors of design, size, branding, price, kemampuan downpayment, loan approve dan bayar bulan-bulan. money play very important role for this.
2. performance, stability, features, petrol dan kehendak bukan keperluan. yang ni please pegi test-drive? kenapa? sebab nak biasakan handling system n to confirm what you want is what you get. don't worry lah. kalau ada duit, semua boleh dapat. tip-top as per your budget. wah gituuu.
3. dis factor is i felt quite ridiculous, key? the second value of the car. why? because people nowadays tend to drag the installment years, up to the maximum. latest i knew, government servants boleh buat sampai 10 tahun, whilst others only up to 9. tu tak masuk dengan skipping payment, atau kete hampir-hampir kene tarik sebab tak bayar bank. yedak?
maybe like most people gonna have this one car until they finished paying installments n dah malas nak buat loan baru to buy new car. or perhaps, orang yang family besar akan beli kereta lebih besar eg. mpv for comfortability in the future but that is other story. ehem.
berbalik kepada point tadi, just go for a better value for money car, rather than fikirkan second value. go choose one yang baik in your budget in order to have your own car. because car is like second home. you spend most of your time in the day, in your car.
account tips to buy one is beli during raya puasa promotions. selalunya ada rebate n macam-macam free gift. go bargain for free tinted sebab tint is quite expensive n biasanya yang free gift tu come in good quality. another one, try to buy di hujung tahun. ada satu account trick di situ, but later la tu. hoho..
ok la. good luck memilih kereta! :)
posted from Bloggeroid
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